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Account token vs. Single use token vs. Security token

Account token

A permanent payment token that replaces card/bank account details. It uniquely identifies a payment account for a customer and can be used to take API and batch payments. By using an account token you remove the need to store card/bank account details within your environment. It is valid until you disable it. It can be created by a Single use token.

Single use token

A nonce that is created by the Trusted Frame from your web application.

You will collect card/bank account details from a customer then create a Single use token and send it to your server instead of the payment account details. It is valid for 10 minutes. You can use a Single use token to create an Account token (registration of payment details) or take an API payment.

Security token

A secure session token to initialise QuickWeb and QuickVault Web. A security token is the result of a secure token request. It is valid for 1 hour.

Westpac Privacy Statement

Privacy Statement (for individuals whose personal information may be collected - in this clause referred to as "you"). All personal information we collect about you is collected, used and disclosed by us in accordance with our Privacy Statement which is available at Privacy Statement or by calling us through your relationship manager or Westpac representative. Our Privacy Statement also provides information about how you can access and correct your personal information and make a complaint. You do not have to provide us with any personal information but, if you don't, we may not be able to process an application or a request for a product or service.